10.1.18 Thawing credit getting easier; Spam cell phone calls; Great online banks

The Clark Howard Podcast - A podcast by Clark Howard

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Thawing your credit might not require PIN numbers anymore. And that's not good; Spam calls to your cell phone are becoming a pervasive problem; There are new online bank offerings that you should consider that pay more and offer more benefits and convenience. Learn more about your ad choices. Visit megaphone.fm/adchoices

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